Missouri Valley Mutual Insurance office.

About Us

Missouri Valley Mutual Insurance Company

Missouri Valley Mutual Insurance Company, incorporated May 20, 1914, is located in south central South Dakota. The company is a non assessable state mutual insurance company, doing business within the boundaries of the state.

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Missouri Valley Mutual Insurance Company is located in the small town of Burke, South Dakota. Our beautiful town has 604 residents who call this place home. We are proud to have many successful local businesses, a K-12 school district, and a booming agriculture industry.

Missouri Valley Mutual Insurance friends and family.

Serving all our friends and neighbors!

One of the things about a small-knit community is that people take care of each other. At Missouri Valley Mutual Insurance Company we will offer you the same care we offer our friends and neighbors.

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Serving all of South Dakota

Although we love the small town we call home, we are grateful that we work with a wide variety of agents all throughout the state of South Dakota. Through these partnerships we have the ability to service customers near and far. To see what Missouri Valley Mutual Insurance can do for you, reach out to an agent in your area.

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Company Values

Close, friendly contact with our agency force
Fast initial contact with our policyholders when they have a claim
Speedy policy processing time
Same-day call-back on agency questions
Service as our Number One Priority

Company History

1914

May 1st, organized as Rosebud Mutual Insurance Company. $1,138.68 total admitted assets.

1923

The Rosebud Mutual Insurance Company changed name to the Farmers Union Mutual of South Dakota.

1924

The tornado of 1924.

1931

Issued first Automobile policy.

1938

Purchased former Main Street Home Office building.

1944

Company's Charter renewed for another 30 years.

1950

Name changed to Missouri Valley Mutual Insurance Company.

1958

Articles of Incorporation amended, enabling the Company to write all insurance lines except life insurance.

1960

Scope of the re-insurance program extended to provide increased policyholder protection and enabling Company to write other lines of insurance.

1962

The tornado and hailstorms of May,1962, and our first Liability and Homeowners policies written.

1963

First Farmowners policies written.

1964

50th year of business - $300,133.29 total admitted assets.

1968

Remodeled Home Office Building.

1973

Enlarged Home Office Building.

1975

First Mobilehomeowners policy written.

1980

Added an IBM 34 computer in April to expand our accounting, policy writing and rating.

1984

Introduced our Farm-Home Pak, giving a discount to those who combine their auto with another line of business.
May 1st â€“ 70th Year of Business - $1,662,826.99 total admitted assets.

1988

Total admitted assets $1,998,387.59; total written premium $1,768,408.00.

1989

75th Year of Business.

1990

May 12th - Dedication of new office facilities.

1996

Direct Bill introduced for all lines.

1997

Spencer Tornado

1998

Total admitted assets $3,466,870.00; total written premium $2,544,683.00.

2004

90th Year of Business.

2008

Total admitted assets $5,885,925.10; total written premium $3,845,584.00.

2011

Total admitted assets $4,819,479.34; total written premium $4,088,039.00.

2013

Total admitted assets $4,774,917.49; total written premium $4,247,907.

2014

Marked Missouri Valley's 100 years of service to its Policyholders.
October 1st we offered Umbrella Limits of $3,000,000.00, $4,000,000,000 and $5,000,000.00.

2015

Office was upgraded. Capital improvements were made to the building after 25 years.
Began a review of our Cyber Security program. Purchased a $3,000,000.00 cyberliability policy and upgraded our security using High Plains Technology. We have changed some procedures and policies.

2017

Updated our computer system to an IBM system - Power 8. Contracted High Plains Technology

2019

A tornado hit our Home Office Building as well as the community of Burke.

2021

Direct Written Premium was $4,847,312.00, Policyholders' Surplus was $3,957,514.33.
The process has begun for a new management system at Missouri Valley using the Cloud.

Why choose Missouri Valley Mutual?

Customizable Options

Our agents will work with you to create a plan customized to you and your insurance needs.

Savings

Missouri Valley Mutual offers competitive rates and a variety of savings discounts for our customers.

Reliable Coverage

When you work with Missouri Valley Mutual, you can rest assured knowing the things you value most are protected.